Last week the IRS apologized for swooping in and seizing numerous bank accounts of small businesses. Incredibly utilizing a widely unknown law (except to those the law aims to ensnare) which states that financial companies must report cash deposits more than $10,000. The law seeks to track the deposits of those illegally dealing in large amounts of cash, namely drug traffickers and money launderers. Criminals are smart though and therefore maintain their deposits under the $10,000 mark in order to evade reporting requirements. This evasion, called "structuring", is a felony and can mark an account for investigation and seizure by the IRS.
The American Dream, good job, great family, nice house and of course paying your taxes. Oftentimes, good taxpayers have pretty simplistic tax forms, with regular income and withholding, there can be very little of real scrutiny by the IRS. One issue that crops up from time to time is the Capital Gain.